SHARE LIFT
Loans to Inspire Financial Transformation
Empowering Micro-Entrepreneurs to Build Sustainable Futures
At ShareFunds, we believe that every hardworking individual deserves a fair opportunity—not just to survive, but to thrive. This belief forms the backbone of our microfinance initiative, LIFT (Loans to Inspire Financial Transformation). In partnership with ALSIRAT Bank, a locally regulated and highly credible institution headquartered in Korangi, Karachi, the LIFT program is transforming the lives of hundreds of small-scale entrepreneurs across Pakistan’s underserved communities.
Whether it’s a fruit cart vendor striving to educate his children, a shopkeeper rebuilding after hardship, or a rickshaw driver looking to replace a broken engine, LIFT provides accessible, ethical, and interest-free microloans that enable people to move forward—dignified, empowered, and independent.
The Vision Behind FALAH
Through the LIFT program, Share Funds aims to build a nationwide ecosystem of micro-entrepreneurs who can serve as role models and community anchors. We envision thousands of successful borrowers who not only improve their own lives but become job creators for others.
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What is LIFT?
LIFT is a professionally managed microfinance initiative launched by ShareFunds in collaboration with ALSIRAT Bank. The program is specifically designed to:
Provide microloans to low-income individuals and micro-entrepreneurs
Support women-led businesses, street vendors, shopkeepers, tailors, rickshaw drivers, and more
Encourage revolving loans where paid-back funds are recycled to support new entrepreneurs
Facilitate financial literacy and business mentoring
LIFT is not just a loan program—it is a financial empowerment ecosystem. Every participant receives mentorship, accountability support, and access to a growing community of entrepreneurs who are rebuilding their lives, one small step at a time.
Why LIFT Matters
In Pakistan, more than 60% of the population works in the informal sector. From tea stalls to fruit carts, from mobile repair shops to hand-sewn garments—these businesses are the backbone of the local economy. However, despite their efforts, these individuals often lack access to traditional banking systems due to
- Absence of collateral
- Limited credit history
- Bureaucratic processes
- Discrimination based on class or gender
This is where LIFT steps in. By removing systemic barriers and offering ethical, Shariah-compliant financial support, LIFT gives entrepreneurs the fuel to turn ambition into action. Led by Financial Experts with 25+ Years of Experience One of the most unique and powerful aspects of LIFT is that it is banker-led. The leadership team behind this program consists of seasoned professionals with over 25 years of experience in the fields of:
- Islamic finance
- Microbanking and rural credit
- SME development
- Regulatory compliance
- Risk assessment and fund recovery
These financial veterans ensure that the program remains financially sound, compliant with local regulations, and deeply connected to community needs. Every loan is approved through a transparent, merit-based system that considers the entrepreneur’s goals, repayment capacity, and social impact.
ALSIRAT Bank, the implementing partner for LIFT, is registered and regulated under Pakistani financial authorities and operates under strict ethical and legal guidelines. Their branch in Korangi, Karachi serves as a local hub where applicants can apply, consult, and receive funds within days—not months.
Let’s Help Pakistan LIFT Itself Up
At ShareFunds, we don’t just believe in charity—we believe in empowerment. We don’t just write checks—we build futures. LIFT is more than a microfinance initiative. It is a movement—a movement of faith, hope, and action. With your support, the fruit vendor becomes a business owner. The rickshaw driver becomes a provider. The mother becomes an entrepreneur. The youth becomes the future.
All donors receive transparent reports, updates, and stories from the field to see how their contributions are directly changing lives.
